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Good thinking

Whether you're looking for money tips, stories from our community, or helpful articles, you'll find it all here. Bookmark our blog so you don't miss a thing.

financial stability tracker 2024
26th of March 2024
Financial Stability Tracker 2024 | Creditspring's Report

It's been a challenging few years for people across the UK, and our research shows the true exten... More

no credit check loans header
14th of March 2024
Can I Get a Loan Without a Credit Check?

Loans with no credit check may seem like an obvious option when you need to borrow money and your... More

loans for people on benefits header image
9th of March
Loans For People on Benefits

Finding loans when you’re claiming benefits like the government’s Personal Independance Payment (... More

rent deposit loans
2nd March 2024
What is a Rent Deposit Loan?

A Rent Deposit Loan helps individuals cover the initial deposit for renting a property. Check you... More

open banking loans header
1st March 2024
What are Open Banking Loans?

These loans make the most of open banking technology that, with your permission, allows lenders t... More

what are guaranteed loans for bad credit?
23th January 2024
Do Guaranteed Loans for Bad Credit Exist?

If you’re looking for borrowing options that will guarantee the money you need – and your credit ... More

loans without guarantor
4th January 2024
Getting a Loan Without a Guarantor: What You Should Know

Curious about loans that don’t require a guarantor? We unpack the benefits, risks and eligibility... More

loans for unemployed
22nd December 2023
Loans for Self-Employed and Unemployed People

Struggling financially, if you're self-employed or unemployed? Here at Creditspring, we explore t... More

martyn james tips
21st December 2023
How to Return Goods - Without the Guilt

Have you recently received a gift that ‘isn’t your thing?’ Or maybe you’ve overspent in the sales... More

revout loans
24th November 2023
What is Revolut and Can I Get a Revolut loan? 

Revolut does not currently provide loans, credit cards, or overdraft facilities to UK residents, ... More

impact of debt and credit on mental health
4th November 2023
The Impact of Debt and Credit On Mental Health and Wellbeing

Many people find themselves in debt and feeling overwhelmed. Debt can lead to feelings of anxiety... More

get a mortgage with bad credit or a limited credit history
3rd November 2023
Looking for a Mortgage with Bad Credit or a Limited Credit History?

In this guide, we’ll explore how to get a mortgage with bad credit or limited credit history by u... More

martyn james
1st November 2023
What to do if you are worried about your energy bill payments?

We spoke to consumer champion and friend of Creditspring, Martyn James, to get his tips on what t... More

pros and cons of pay day loans and other short term credit options
23 October 2023
The Pros and Cons of Payday Loans and Other Short-Term Credit Options

Deep dive into payday loans and other short-term credit options. Unpack the intricate world of sh... More

apr vs interest rates on loans and credit cards
21 October 2023
The Difference Between APR and Interest Rates On Loans and Credit Cards

Delve into the differences between APR & interest rates, understanding their impact on loans and ... More

how to compare loan and credit offers from different providers
19 October 2023
How To Compare Loan and Credit Card Offers From Different Providers

Maximise your financial benefits by effectively comparing diverse loan and credit card offers. Le... More

financial stability tracker 2023
28TH OF SEPTEMBER 2023
Financial Stability Tracker 2023 | Creditspring's Report

Unfortunately the financial situation in the UK continues to worsen, especially for underrepresen... More

how to avoid credit limit fees
1st July 2023
How To Avoid Credit Limit Fees

If you manage credit cards incorrectly, they can become costly and you could spiral out of contro... More

how is my credit limit calculated?
30th June 2023
How Is My Credit Limit Calculated?

Several factors, including your credit score, credit history and income, determine credit limits. More

what is a good credit score out of 700?
29th June 2023
What Is a Good Credit Score Out of 700?

A good credit score is a score between 420 - 465 according to Equifax, a leading credit reference... More

financial stability tracker 2024
26th of March 2024
Financial Stability Tracker 2024 | Creditspring's Report
It's been a challenging few years for people across the UK, and our research shows the true exten... More
no credit check loans header
14th of March 2024
Can I Get a Loan Without a Credit Check?
Loans with no credit check may seem like an obvious option when you need to borrow money and your... More
loans for people on benefits header image
9th of March
Loans For People on Benefits
Finding loans when you’re claiming benefits like the government’s Personal Independance Payment (... More
rent deposit loans
2nd March 2024
What is a Rent Deposit Loan?
A Rent Deposit Loan helps individuals cover the initial deposit for renting a property. Check you... More
open banking loans header
1st March 2024
What are Open Banking Loans?
These loans make the most of open banking technology that, with your permission, allows lenders t... More
what are guaranteed loans for bad credit?
23th January 2024
Do Guaranteed Loans for Bad Credit Exist?
If you’re looking for borrowing options that will guarantee the money you need – and your credit ... More
loans without guarantor
4th January 2024
Getting a Loan Without a Guarantor: What You Should Know
Curious about loans that don’t require a guarantor? We unpack the benefits, risks and eligibility... More
loans for unemployed
22nd December 2023
Loans for Self-Employed and Unemployed People
Struggling financially, if you're self-employed or unemployed? Here at Creditspring, we explore t... More
martyn james tips
21st December 2023
How to Return Goods - Without the Guilt
Have you recently received a gift that ‘isn’t your thing?’ Or maybe you’ve overspent in the sales... More
revout loans
24th November 2023
What is Revolut and Can I Get a Revolut loan? 
Revolut does not currently provide loans, credit cards, or overdraft facilities to UK residents, ... More
impact of debt and credit on mental health
4th November 2023
The Impact of Debt and Credit On Mental Health and Wellbeing
Many people find themselves in debt and feeling overwhelmed. Debt can lead to feelings of anxiety... More
get a mortgage with bad credit or a limited credit history
3rd November 2023
Looking for a Mortgage with Bad Credit or a Limited Credit History?
In this guide, we’ll explore how to get a mortgage with bad credit or limited credit history by u... More
martyn james
1st November 2023
What to do if you are worried about your energy bill payments?
We spoke to consumer champion and friend of Creditspring, Martyn James, to get his tips on what t... More
pros and cons of pay day loans and other short term credit options
23 October 2023
The Pros and Cons of Payday Loans and Other Short-Term Credit Options
Deep dive into payday loans and other short-term credit options. Unpack the intricate world of sh... More
apr vs interest rates on loans and credit cards
21 October 2023
The Difference Between APR and Interest Rates On Loans and Credit Cards
Delve into the differences between APR & interest rates, understanding their impact on loans and ... More
how to compare loan and credit offers from different providers
19 October 2023
How To Compare Loan and Credit Card Offers From Different Providers
Maximise your financial benefits by effectively comparing diverse loan and credit card offers. Le... More
financial stability tracker 2023
28TH OF SEPTEMBER 2023
Financial Stability Tracker 2023 | Creditspring's Report
Unfortunately the financial situation in the UK continues to worsen, especially for underrepresen... More
how to avoid credit limit fees
1st July 2023
How To Avoid Credit Limit Fees
If you manage credit cards incorrectly, they can become costly and you could spiral out of contro... More
how is my credit limit calculated?
30th June 2023
How Is My Credit Limit Calculated?
Several factors, including your credit score, credit history and income, determine credit limits. More
what is a good credit score out of 700?
29th June 2023
What Is a Good Credit Score Out of 700?
A good credit score is a score between 420 - 465 according to Equifax, a leading credit reference... More