Your path to credit starts here

Whether you’re kicking off your credit journey or getting back on track, Go is designed to improve your eligibility for our loans - all for only £7 a month.

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Money-back guarantee

Maintain a consistent 6-month payment streak to enhance your eligibility with us. If you still don't qualify for a loan at the end of term, we'll refund you in full. T&Cs apply

HOW IT WORKS

Improve your loan eligibility

Go is your first step towards becoming eligible for our 2 x £200 loans per year.

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You pay £7 a month

Make a 6-month payment streak to boost your eligibility

Unlock exclusive benefits

Access to benefits including personalised financial education, money-saving tools and partner offers.

You achieve your 6-month streak

After you've made 6 regular payments we will unlock eligibility checks for our 2 x £200 loans per year.

You unlock loan eligibility checks

If you haven't missed any payments and still don't qualify for a loan, we'll refund you in full - guaranteed!*

FOR YOU

Is Go right for you?

Let's make sure this product is the right fit for you

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New to the UK

If you've just moved to the UK, don't have a credit history yet, and want to work towards being able to access a loan.

Limited credit history

If you have a limited credit history, haven't needed credit before, and want to improve your eligibility for a loan.

Poor credit rating

If you've had high levels of debt in the past or have been turned away for loans before, and want to improve your chances of becoming eligible again.

FOR YOU

Membership features

Join more than 270,000+ people using Creditspring

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Monitor your financial health with our exclusive tools

Save more with offers from our trusted partners

Get rewarded with a free twelve month Tastecard membership

Discover unclaimed benefits you could be entitled to

Receive rewards while expanding your financial skills

Join in less than 5 minutes

Go is your first step towards boosting your eligibility for a 2 x £200 loans per year.

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Step 1: Fill in your details

We'll ask you some simple questions so we can understand what Creditspring product is best for you.

Step 2: Eligibility check

We will check your eligibility for Go but also our loan products. If you're already eligible for a Creditspring loan, Go may not be our best product for you.

Step 3: Start your journey

Explore our Go member benefits, including access to exclusive offers and tools to boost your financial health.

Sign up to Go

Your path to credit starts here. Sign up in under 5 minutes.

£7 per month • 6 months • T&Cs apply

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FAQs

All the answers you want

We know financial products can be difficult to get to grips with, so we've included some of the key questions you may have. However, if the question you need an answer to isn't here, head over to our Help Centre for more.

How does the Money-back guarantee work?

If after you complete the streak and your application is unsuccessful, you will receive a full refund of your 6 consecutive payments, totalling £42.
If you're not invited to apply after you complete the streak, we will continue to check your eligibility for two months (eligibility screening period) without collecting any additional payments from you. If at the end of the eligibility screening period you are still not to apply for our loan, you will receive a full refund of your 6 consecutive payments, totalling £42.
If you cancel your membership during the eligibility screening period you will not receive a refund.
Any incomplete streaks will not be refunded.

What is a 6-month payment streak?

Your main goal is to build a monthly payment streak for at least 6 months. A payment streak means you have made 6 payments in a row with no missed payments in between. After hitting your streak, you'll unlock your ability to check for our 2 x £200 loans per year. We'll let you know as soon as you can apply for it!"

Is Creditspring Go a Credit Builder?

Creditspring Go is your first step towards improving your eligibility for a Creditspring loan. By making 6 consecutive payments on time, your access to a Creditspring loan could be easier.

We will not report your payments to the credit agencies. This means your payments or missed payment won't affect your credit score.

Our goal through Creditspring Go is to support you to gain access to our 2 x £200 loans per year.

When do I become eligible for a loan?

This can vary, but after completing your 6-month payment streak (with no missed payments), we'll check if you can apply for our 2 x £200 loans per year. If successful, you'll then be able to apply for a loan and we'll check your eligibility.

If you're not able to apply for our loan just yet, we'll continue to check your for another two months (known as our eligibility screening period).

How does our 2 x £200 loans per year work?

The 2 x £200 no-interest loans per year is included in our Step membership. Pay a small monthly membership fee of £7 and start building your credit score by repaying what you borrow on time.

How do I cancel?

We understand that circumstances may change, so if you're thinking of cancelling your Go membership, log into your account page and following the steps. If you cancel before your membership ends, as per our terms and conditions, you will not receive a refund. In future if you would like to re-apply to Creditspring Go, you can do so three months after you cancel your membership."