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Late and missed payments, along with other external factors, can have a negative effect on your credit score.
Membership fee
2 loans per year
Repay each loan in
Representative APR
Waiting period
Membership fee
2 loans per year
Repay each loan in
Representative APR
Waiting period
Membership fee
2 loans per year
Repay each loan in
Representative APR
Waiting period
Membership fee
2 loans per year
Repay each loan in
Representative APR
Waiting period
Late and missed payments, along with other external factors, can have a negative effect on your credit score.
Sometimes, life can deliver us an expense that’s a little bigger than we might expect, like a boiler breakdown, a pricey car repair or perhaps even a funeral to arrange. Likewise - and by their very nature - some things are just more costly than others, such as buying a new car or paying for a holiday.
For expenses that require deeper pockets than usual, a no-interest £2,400 loan from Creditspring could be the answer. Available in two instalments of £1,200, all you pay is a fixed membership fee with your monthly repayments, while at the same time helping to build your credit score.
We know that everyone’s needs are different, and our loans can help, whatever you might need them for.
Loans for more than 2,000 pounds are designed for larger expenses. If you’re looking to cover an expense that requires a £2,400 pound loan over the course of a year, our Extra membership can help. Providing you with two £1,200 loans per year, it’s the perfect solution for those larger costs that can sometimes take us by surprise.
Use our handy eligibility checker to find out if you qualify in under a minute and, if you’re approved and sign up as a Creditspring member, we’ll be in touch to confirm your eligibility and discuss the next steps. It really is that easy.
Our no-interest £2,400 loans are designed to be as stress-free as possible, so you’ll always know where you stand. With our Extra membership, you’ll be safe in the knowledge that you’re comfortably managing your finances month after month, all while building a healthier credit score.
As an Extra member:
Pay just £26 per month for your membership
Access two no-interest loans (£2,400 split into two £1,200 loans)
Repay your first loan in six monthly instalments
Unlock the second instalment once the first loan is repaid
Start building your credit score (by making each monthly repayment on time)
Become more creditworthy and improve your financial wellness
You’ll also enjoy a 14-day cooling-off period during which time you can decide if you want to become a Creditspring member. After those 14 days, you can request to access the money in as little as 24 hours.
It’s entirely up to you. We understand that large purchases, like a new kitchen or long-distance flights to see a sick relative, are all part of life’s rich – and sometimes challenging – tapestry. You may usually be a stickler for budgeting in advance, but when an unexpected cost comes along, a credit card may not be a viable option.
If you want a fuss-free way to pay for a big expense, as a Creditspring Extra member you’ll have access to a no-interest loan of £2,400 split into two equal instalments to use as needed. Our members use their loans for all manner of reasons, from paying for medical emergencies and home repairs to funding weddings celebrations and much-deserved holidays.
Find out if you’re eligible today - we look forward to hearing from you!
If you are a UK resident aged over 18, have a regular income and have no recent CCJs, IVAs or bankruptcies*, you can apply for a loan at Creditspring.
Worried about having ‘bad credit’ and not being eligible for a loan with a poor credit rating? You’re not alone. Many of our members share the same concern but at Creditspring, we can provide you with clever tips and tools to help you build your credit score, and enable you to become more creditworthy.
First things first, let’s check your eligibility to see if you qualify – it’ll take less than 60 seconds. If you are approved and you can comfortably afford the monthly repayments and membership fee, you’ll gain access to your £2,400 loan split into two equal instalments – £1,200 to be repaid over six months then a further £1,200 once the first instalment has been repaid in full.
*This list is not extensive and Creditspring membership is subject to status. Terms and conditions apply.
So-called ‘bad credit’ can put a lot of people off applying for a loan. After all, your credit score is often the first thing many financial lenders look at when considering loan applications, so if it’s been damaged in the past, it may not offer up a glowing initial impression.
At Creditspring, we do things differently, and while your credit score is one important criteria that we check when reviewing your loan eligibility, we examine a wide range of other factors too.
We are committed to helping our members not only build better creditworthiness for a no-interest loan but also healthier financial habits for the long term, and provide a vast bank of expert tools and tips to help you ditch your ‘bad credit’ image once and for all.
Discover top credit-boosting guidance, personalised scores and exclusive offers in our Stability Hub when you become a free Creditspring member.
There are many finance products on the market, and you should always shop around to find out what suits your needs best. Short-term credit such as payday loans, credit cards, personal loans and payment apps bring their own pros and cons, so make sure you do your research.
For larger expenses, our Extra membership can give you access to a £2,400 no interest loan with no hidden fees. Use our eligibility tracker to see if you qualify – you’ll get a response in less than a minute!
Our broad range of on-demand loans come with low fixed membership fees and zero interest. Read more about our Step (total loan amount £400), Core (total loan amount £600), Plus (total loan amount £1,000) and Extra (total loan amount £2,400) products.
Applying for a £2,400 loan from Creditspring is easy. Use our eligibility checker to see if you qualify - if you are approved and sign up as a Creditspring member, we’ll contact you to confirm your eligibility, and talk you through the next steps.
