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balancing fun and finances in 2025
balancing fun and finances in 2025
2024-12-19T16:09:42+00:00

Written by:
Creditspring

Key Dates to Balance Fun and Finances in 2025

As we step into 2025, it’s the perfect time to start planning for the year ahead. From important financial deadlines to bank holidays, staying organised can help you make the most of your time and money.
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Whether you’re looking to maximise your annual leave or stay on top of your finances, here’s your go-to guide for 2025.

January: 

  • 1 January: New Year’s Day (Bank Holiday) – Kick off 2025 with a day to reset and relax. 

  • 24 January: Final recommended date to submit your Self-Assessment Tax Return online if you want HMRC to collect any owed tax via PAYE in 2025-26. 

  • 31 January: Official Self-Assessment Tax Return deadline – Avoid penalties by filing and paying owed tax by this date. 

February:  

  • Mid-February: Winter energy bills peak – This is a great time to review your finances and explore better deals from suppliers. 

March:  

  • 17 March (anticipated): Budget Day – Keep an eye on announcements that could affect your taxes, benefits, and cost of living support. 

  • 29 March: Easter holidays begin for many schools – Time to plan affordable activities for the kids. 

April:  

  • 6 April: Start of the new tax year – Set new personal finance goals or refresh your savings strategy. 

  • Easter Weekend

  • 18 April: Good Friday (Bank Holiday). 

  • 21 April: Easter Monday (Bank Holiday). 

Maximise your leave: Book 4 days (15–17 April and 22 April) to enjoy a 10-day break from 12–21 April.

May:  

  • 5 May: Early May Bank Holiday – Perfect for a family picnic or a short spring getaway. 

  • 26 May: Spring Bank Holiday – Another opportunity to unwind affordably. 

Maximise your leave: Take 4 days (6–9 May or 27–30 May) for a 9-day stretch.

June: 

  • End of June: Watch out for discounts on school uniforms and supplies for the upcoming academic year. 

July:  

  • End of School Term (varies by region): Plan for summer childcare or activities to keep the kids entertained without breaking the bank. 

August:  

  • 25 August: Summer Bank Holiday – Enjoy the last long weekend of summer with outdoor activities or a quick trip. 

Maximise your leave: Book 4 days (26–29 August) to get a 9-day holiday from 23 to 31 August.  

September: 

  • The return to school often brings costs for uniforms, lunch fees, and supplies—plan ahead to keep spending in check.

November:  

  • 29 November: Black Friday – Find discounts, but stick to your budget and focus on what you need rather than splurging. 

December: 

  • 25 December: Christmas Day (Bank Holiday). 

  • 26 December: Boxing Day (Bank Holiday). 

Maximise your leave: Take 3 days (29–31 December) to enjoy a 10 day stretch from 25 December to 4 January 2026. 

Year Round Tips 

  • Paydays: Mark your salary or benefits payment dates to manage your monthly budget effectively. 

  • Benefits Finder: Make use of Creditspring's tools to check if you’re entitled to unclaimed benefits—small wins can make a big difference! Learn more.  

  • Annual leave: By carefully booking 19 days of annual leave around bank holidays, you can enjoy up to 47 days off throughout the year! 

2025 is packed with opportunities to stay on top of your finances and make the most of your time. Start planning today, and let this guide be your companion for a productive and fulfilling year.

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