Good thinking

When it comes to investing for the long term, nothing can beat an Individual Savings Account (ISA... More

A credit utilisation ratio is the percentage of your available credit that you're currently using... More

If you use BNPL schemes, your credit score will be impacted because credit reference agencies wil... More

Affordability Checks are crucial in knowing that if you are approved, for credit or a loan, you c... More

Here's how you can save energy - and money - this winter. More

The ongoing cost of living crisis is undeniably impacting UK people. But to what extent? We've do... More

We know that interest rates can help cool down rising prices, although borrowing is then more exp... More

Here are some tips to help you avoid overspending on bills and purchases. More

The term national living wage is describing an agreed wage that all workers should be entitled to... More

To spot a scam, be wary of offers that seem too good to be true, requests for personal or financi... More

As one of our Customer Operations Executives, Reise is a familiar face for many of our members. R... More

Most homeowners in England, Scotland, and Wales will receive a £400 discount on their energy bill... More

We look at the types of grants available, and who can apply. More

ClearScore provides users with their credit score and credit reports free of charge, based on the... More

If you're a member, you might already know Amir. He's one of our Customer Operations Executives, ... More

To put it simply: Income Protection is an insurance policy that pays out if you’re unable to work... More

Experian is a credit reporting agency in the UK, similar to TransUnion and Equifax. Your Experian... More

Becoming a guarantor for someone shouldn't impact your credit rating as long as the primary borro... More

Zilch offers a Buy Now Pay Later (BNPL) option through a virtual Mastercard, allowing shoppers to... More

Let's take a look at how cancelling credit card accounts may affect your credit score and how to ... More