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Whether you're looking for money tips, stories from our community, or helpful articles, you'll find it all here. Bookmark our blog so you don't miss a thing.

how often does a credit score update?
12th of June 2022
How Often Does a Credit Score Update?

Credit scores update monthly as lenders report new information, including changes in your balance... More

what's the difference between a credit rating and a credit score?
11th of June, 2022
What's the Difference Between a Credit Rating and a Credit Score?

Credit ratings or credit scores vary from one person to another, even if they have the same finan... More

what is the difference between a credit card and a debit card?
10th of June, 2022
What is the Difference Between a Credit Card and a Debit Card?

When you make purchases with a credit card, you’re borrowing money from your credit provider wher... More

james bradbury
6th of June 2022
Creditspring Members | James’ Story

How’s your credit score looking? After a series of poor financial decisions, Step member James jo... More

how long does it take to repair your credit?
1st of June, 2022
How Long Does It Take to Repair Your Credit?

It can take a few months before new accounts help build your credit score, and late payments can ... More

how long does refused credit stay on file
31st of May 2022 | Updated on 25th of June 2024
How Long Does Refused Credit Stay on File?

In the UK, records of credit applications stay on your credit file for two years, but the refusa... More

how long before a debt is written off?
27th of May, 2022
How Long Before a Debt is Written Off?

In most cases, debt is written off after a specific period, providing that you haven’t made any p... More

susan nair
30th of May 2022
Creditspring Team | Susan

Based at our India office in Bengaluru, Susan is our Customer Operations Team Lead. Susan has bee... More

dani cruz
2nd of May 2022
Creditspring Team | Dani

Based in Spain, Dani was our first team member to work remotely... long before the rest of the wo... More

what is the highest credit score
28th of April 2022
What is the Highest Credit Score?

Your credit score is a very important number as it gives a snapshot of your credit profile and yo... More

what is a soft credit check
Last updated November 20th 2022
What Is a Soft Credit Check?

Whenever you apply for a new credit product, a loan, or a credit card, the company you apply with... More

what is a credit score
25th of April 2022
What Is A Credit Score?

A credit score or a credit rating is a three-digit number that lenders use to assess how likely y... More

customer stories louise
22nd of April 2022
Louise's Creditspring Story: Planning ahead for unexpected expenses for a stress free future

Raising children can be very expensive. At times parents may have no choice but to look for assis... More

how to build credit with credit card
21st of April 2022
How to Build Credit with a Credit Card

Whether you are new to the U.K., have no credit history or poor payment history, there are many t... More

how many isas ca i have
20th of April 2022
How Many ISAs Can I Have?

An ISA is aimed at helping you save more by not paying any taxes on the money you earn. This incl... More

lending money to family
19th of April 2022 | Updated on 16th July 2024
Lending Money to Family: What You Should Know

Lending money to family members may seem like a quick solution to help them get access to money, ... More

what is representative apr
14th of April 2022
What Is Representative APR?

When you apply for a loan you may see that it is advertised with a representative APR. This means... More

sabrina loi
8th of April 2022
Creditspring Team | Sabrina

Meet Sabrina, our Chief Design Officer. Our very first employee, she's built Creditspring pixel b... More

how to lower personal loan payments resized
4th of April 2022
How to lower personal loan payments

With interest rates on the rise, your personal loan repayments may have gotten more expensive. W... More

why cant i get a loan
1st of April 2022
Why Can’t I get a Loan?

There can be many reasons for why you may not be approved for a loan. It’s important to understan... More

how often does a credit score update?
12th of June 2022
How Often Does a Credit Score Update?
Credit scores update monthly as lenders report new information, including changes in your balance... More
what's the difference between a credit rating and a credit score?
11th of June, 2022
What's the Difference Between a Credit Rating and a Credit Score?
Credit ratings or credit scores vary from one person to another, even if they have the same finan... More
what is the difference between a credit card and a debit card?
10th of June, 2022
What is the Difference Between a Credit Card and a Debit Card?
When you make purchases with a credit card, you’re borrowing money from your credit provider wher... More
james bradbury
6th of June 2022
Creditspring Members | James’ Story
How’s your credit score looking? After a series of poor financial decisions, Step member James jo... More
how long does it take to repair your credit?
1st of June, 2022
How Long Does It Take to Repair Your Credit?
It can take a few months before new accounts help build your credit score, and late payments can ... More
how long does refused credit stay on file
31st of May 2022 | Updated on 25th of June 2024
How Long Does Refused Credit Stay on File?
In the UK, records of credit applications stay on your credit file for two years, but the refusa... More
how long before a debt is written off?
27th of May, 2022
How Long Before a Debt is Written Off?
In most cases, debt is written off after a specific period, providing that you haven’t made any p... More
susan nair
30th of May 2022
Creditspring Team | Susan
Based at our India office in Bengaluru, Susan is our Customer Operations Team Lead. Susan has bee... More
dani cruz
2nd of May 2022
Creditspring Team | Dani
Based in Spain, Dani was our first team member to work remotely... long before the rest of the wo... More
what is the highest credit score
28th of April 2022
What is the Highest Credit Score?
Your credit score is a very important number as it gives a snapshot of your credit profile and yo... More
what is a soft credit check
Last updated November 20th 2022
What Is a Soft Credit Check?
Whenever you apply for a new credit product, a loan, or a credit card, the company you apply with... More
what is a credit score
25th of April 2022
What Is A Credit Score?
A credit score or a credit rating is a three-digit number that lenders use to assess how likely y... More
customer stories louise
22nd of April 2022
Louise's Creditspring Story: Planning ahead for unexpected expenses for a stress free future
Raising children can be very expensive. At times parents may have no choice but to look for assis... More
how to build credit with credit card
21st of April 2022
How to Build Credit with a Credit Card
Whether you are new to the U.K., have no credit history or poor payment history, there are many t... More
how many isas ca i have
20th of April 2022
How Many ISAs Can I Have?
An ISA is aimed at helping you save more by not paying any taxes on the money you earn. This incl... More
lending money to family
19th of April 2022 | Updated on 16th July 2024
Lending Money to Family: What You Should Know
Lending money to family members may seem like a quick solution to help them get access to money, ... More
what is representative apr
14th of April 2022
What Is Representative APR?
When you apply for a loan you may see that it is advertised with a representative APR. This means... More
sabrina loi
8th of April 2022
Creditspring Team | Sabrina
Meet Sabrina, our Chief Design Officer. Our very first employee, she's built Creditspring pixel b... More
how to lower personal loan payments resized
4th of April 2022
How to lower personal loan payments
With interest rates on the rise, your personal loan repayments may have gotten more expensive. W... More
why cant i get a loan
1st of April 2022
Why Can’t I get a Loan?
There can be many reasons for why you may not be approved for a loan. It’s important to understan... More